Utah First-Time Buyer: Start Building Equity with $0 Down
Stop Paying Rent. Secure 100% Financing for Your New Home Today
15,000+
Utah Buyers Served
21-30
Days Average to Close
10+
Wholesale Network
The $0 Down Financial Advantage
Keep Your Cash. Upgrade Your Life
The Power of $0 Down: In Utah, the average home price means a 3.5% (FHA) down payment can cost over $17,500 in cash. Our 100% financing options eliminate this entire upfront cost.
3 SIMPLE STEPS
The Easiest Path
to $0 Down in Utah
Step 1: Get Fast Pre-Approval
Our local Utah team finds you the lowest wholesale rate available. Receive your official pre-approval letter fast, making your offer competitive.
Step 2: Find Your Perfect Loan Match
Our experts shop wholesale rates and match you with the best $0 Down option for your specific Utah neighborhood.
Step 3: Close on Your Home
We handle the complex paperwork and connect you with grant options to cover closing costs. You walk into your new Utah home with $0 Out−of−Pocket at the closing table.
Serving All of Utah
From the rapidly growing Wasatch Front to the beautiful Southern Utah communities. We are your local, trusted wholesale broker.
Salt Lake City
The Avenues | Sugar House | Daybreak | Millcreek
Utah County
Lehi | Saratoga Springs | Orem | Provo
Southern Utah
St. George | Washington | Ivins | Santa Clara
Your biggest monthly expense now builds your equity and long-term security. Stop paying a landlord; start investing in yourself.
TESTIMONIALS
What Our Buyers Say About Us?
★ ★ ★ ★ ★
The team at CutRate was fast, helpful, and made the process smooth. We went from renting to owning before we knew it!
Mackley Hiatt
First-Time Buyer
25-02-2025
★ ★ ★ ★ ★
CutRate made buying our first home easy. They found a $0 down option and kept everything clear from day one.
Bracken Basham
First-Time Buyer
08-06-2025
★ ★ ★ ★ ★
Refinancing with CutRate was simple and fast. They found a lower rate and handled everything start to finish. Highly recommend!
Emily Slade
Refinance Loan
15-06-2025
Office:
280 North 400 East Santaquin Utah 84655
Text:
Email:
CutRateHomeLoans.com © 2025. All Rights Reserved. (801) 400-3609
NMLS Company ID: 2475259 | www.nmlsconsumeraccess.org
